Craig Horvath
Bankruptcy Attorney
Open To Help You 24/7
Craig Horvath
Bankruptcy Attorney
Open To Help You 24/7
Looking For a Fresh Financial Start?
Top-Rated Bankruptcy Law Firm
Proudly Serving Denver, Aurora & ALL Residents of Colorado
You should contact us if you are looking to get out of financial trouble and…
- You want creditors to stop harassing you
- You have credit card, payday loans, and other debt. Get those creditors off your back!
- You’ve recently lost your job, going through a divorce, or have medical bills you can’t pay
- You received a foreclosure notice and are not sure what your rights are
- You want to wipe the slate clean and get a fresh start for a bright future
You’ve come to the right place! Don't go through it alone. Ask us any questions you may have about the entire process and we’re here to help.
No more stressful and sleepless nights wondering what the next step is.
Get expert help without having to leave your home for an affordable fee. Get complete representation and STOP creditors from contacting you. Fill out the form to get started!
You’ve come to the right place! The bankruptcy process is painless and simple. Ask us any questions you may have about the entire process and we’re here to help.
No more stressful and sleepless nights wondering what the next step is.
Get expert help without having to leave your home for only $100 to start. Get complete representation and STOP creditors from contacting you. Fill out the form to get started!
About Horvath Law
Not Your Average Bankruptcy Attorney
We understand what it’s like to feel hopeless in the face of overwhelming debt, but be assured we have a painless solution for you.
At Horvath Law, we want you to know you have options. As a law firm with over 15+ years of experience, we genuinely care about our clients and their financial situation. Each case gets the personalized attention it deserves for the best possible outcome.
There’s no need to be scared or ashamed of bankruptcy. In fact, using it properly is often a smart decision.
It is our duty to advise clients in matters pertaining to debt relief and foreclosure defense.
When you file for bankruptcy, the following will happen:
- Unsecured Debts Will Be Eliminated
- Prevention of Foreclosure or Repossession
- Instantly Stop Creditor Harassment
- You Will Begin Rebuilding Your Credit
Our legal team genuinely wants you to succeed and provides the compassion you need during this emotional time. Expect honesty and integrity from our team along with the attention you deserve with a strategy that will work best for you and your unique situation.
The team at Horvath Law Firm will develop a plan that sets you up for success.
Get the Help You Deserve. Call Now!
Meet Your Trusted Bankruptcy Attorney
Hi there, I'm Craig Horvath!
I have spent all of my career working in the bankruptcy field. Bankruptcy is an excellent tool to bring relief for individuals experiencing financial distress. I love helping others and bankruptcy has helped many achieve financial relief. However, good people may need assistance with a loan modification, tax settlement or student loans but may not need to file for bankruptcy.
Through my bankruptcy experience, I have had the opportunity to gain experience in loan modifications, working with taxing authorities and seeing the financial crisis student loans can create. I am looking to help a larger population of people and want to help individuals utilize their rights to seek financial relief.
I look forward to speaking with you!
Education:
✅ Bachelors of Science Business Administration: University of Missouri (2005)
✅ Juris Doctorate: Washburn University (2008), named 2021 Best Law Schools by U.S. News & World Report
✅ Business & Transactional Law Certificate: Washburn University (2008)
A Fresh Financial Future Is Only 3 Simple Steps Away!
STEP 1: Schedule Your Free Confidential Consultation
STEP 2: Speak With Your Attorney
STEP 3: Gather Paperwork & We’ll Start The Process!
No Need to Wait Any Longer. Get Expedited Assistance for Peace of Mind!
Get the Help You Deserve. Call Now!
See What Our Happy Clients Have To Say
Craig did an amazing job for me. Helped me every step of the way in my bankruptcy case. Easy communication and great at making me feel comfortable in my situation. Definitely would recommend.
R. Herrera
Craig was so helpful throughout this process. Made sure I understood what was going on and did most of the heavy lifting. As long as you follow his advice he will get it done for you. Thanks again for making this process easy!!!
J. Helphrey
Craig did an amazing job. He was diligent, quick and precise. All questions were promptly answered and I would recommend him in the future.
M. Archibeque
He was very attentive to what I needed. He allowed me to make payments until I was ready to file. He prepares you for all aspects and follows up to ensure tasks are completed timely.
T. Logan
We were very pleased with the services he talked us through the whole process and was honest and up front about everything I would definitely recommend Craig Horvath.
J. Monson
I’m very happy with the service I have received with this firm. My case was handled quickly with care and concern for what would be best for my situation. All of my questions have been answered in a timely manner and in AC way that’ I fully understand what’s go on case. I would recommend this firm to anyone!
Thank you Horvath Law firm
S. Bradshaw
Frequently Asked Questions
1) What Type Of Bankruptcy Is Right For Me?
While there are several different options or “chapters” of bankruptcy, everyone will have a unique financial situation. The type of debt relief that is best for you will depend on your debts, assets, and goals. For example, under Chapter 7 Bankruptcy, you may be allowed to discharge part or all of your unsecured debts; however, you may lose some of your property as payments to creditors. Under Chapter 13 Bankruptcy, you are allowed to keep your assets but agree to pay back a portion of your debt over a set period of time. Our legal team can help you understand what is best for you.
2) Will I Be Forced To Give Up My Assets?
You may have heard that when you file for bankruptcy, you will be forced to liquidate your existing assets. However, only with certain options, such as Chapter 7 bankruptcy, will the possibility exist – and even then it is not a certainty. With other routes, such as Chapter 13, individuals are typically allowed to hold on to their property throughout and after a bankruptcy.
3) What Can I Do About Creditor Harassment?
Creditors can be unrelenting in their attempts to collect on debts owed. However, they sometimes cross the line and engage in debtor harassment. What many people may not know is that it is illegal for debt collectors to use harassment as a tactic and can face legal consequences for doing so. If you believe that your rights are being violated by creditors, it is best to speak with an attorney about your situation immediately.
4) How Long Does It Take To File For Bankruptcy?
The amount of time it may take to file for bankruptcy can depend on the type or “chapter” being utilized, the complexity of a person’s situation, and if they have enlisted the help of an attorney. Much of the time-intensive factors of bankruptcy deal with gathering all the needed information and documentation to ensure that the process is completed properly. This can include the disclosure of all debts, assets, and income as well as information about inheritances or gifts within a designated time period.
5) Can I File On My Own?
It is possible to file bankruptcy on your own, but it can be a very complicated process that requires a lot of legal knowledge. Most clients we've had who filed on their own before working with us end up getting their case dismissed because they didn't have an understanding of: assets, income/expenses, Means Test, financial affairs, and more!
Don't go at it alone. Working with a competent bankruptcy attorney to represent you is an insurance policy that your case will go through smoothly and you get your discharge, the first time. Filing on your own (pro-per) almost always requires more work: file multiple amendments, pay additional court fees, and attend multiple hearings. As such, it is almost always more expensive to hire an attorney after you file your own case to clean it up, then had you hired an attorney to begin with.
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Littleton, CO 80129
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